CVCalcVault
35 Free Finance Calculators

Every financial
calculation
you need.

Mortgages, investments, taxes, budgets — all in one place. Free forever. No account. No fees.

100% FreeNo Account RequiredInstant ResultsWorks Offline
Loans & DebtMortgage Calculator
$
%

Monthly Payment

$2,212.24

Total Paid

$796,406

Total Interest

$446,406

Full Mortgage Calculator →

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Featured Calculators

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All 35 Calculators

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Mortgage Calculator

Calculate monthly mortgage payments, total interest, and full amortization schedule.

Loans & DebtOpen

Auto Loan Calculator

Calculate monthly car payments including trade-in value and down payment.

Loans & DebtOpen

Personal Loan Calculator

Calculate monthly payments and total interest for any personal loan.

Loans & DebtOpen

Loan Amortization Schedule

View a full month-by-month amortization schedule with principal and interest breakdown.

Loans & DebtOpen

Refinance Calculator

Calculate your monthly savings and break-even point when refinancing a loan.

Loans & DebtOpen

Debt-to-Income Ratio Calculator

Calculate your DTI ratio and see how lenders assess your borrowing capacity.

Loans & DebtOpen

Credit Card Payoff Calculator

Find out when you'll be debt-free and how much interest you'll pay total.

Loans & DebtOpen

Debt Avalanche Calculator

Eliminate debt faster by targeting the highest interest rate first.

Loans & DebtOpen

Debt Snowball Calculator

Build momentum by paying off your smallest debt balances first.

Loans & DebtOpen

Home Affordability Calculator

Find the maximum home price you can afford based on income and debts.

Loans & DebtOpen

Compound Interest Calculator

See how your money grows with compound interest and visualize the growth curve.

InvestmentOpen

Investment ROI Calculator

Calculate return on investment and annualized growth rate for any investment.

InvestmentOpen

Dollar-Cost Averaging Calculator

Simulate regular investing with fixed amounts and see long-term results.

InvestmentOpen

Retirement Savings Calculator

Calculate how much you need to save monthly to retire comfortably.

InvestmentOpen

Savings Goal Calculator

Find out how long it takes to reach your savings goal with regular deposits.

InvestmentOpen

Emergency Fund Calculator

Calculate your ideal emergency fund size based on monthly expenses.

InvestmentOpen

Future Value Calculator

Calculate the future value of a lump sum with interest and inflation adjustments.

InvestmentOpen

Stock Profit & Loss Calculator

Calculate net profit or loss on stock trades including broker commissions.

InvestmentOpen

50/30/20 Budget Calculator

Automatically split your income into needs, wants, and savings using the 50/30/20 rule.

BudgetOpen

Net Worth Calculator

Calculate your total net worth from assets and liabilities.

BudgetOpen

Take-Home Pay Calculator

Calculate your net paycheck after federal taxes, FICA, and deductions.

BudgetOpen

Pay Raise Calculator

See exactly how much more you'll take home after a salary increase.

BudgetOpen

Bill Split Calculator

Split any bill fairly among multiple people with optional tip.

BudgetOpen

Tip Calculator

Calculate tip amount and split the total between diners.

BudgetOpen

Rent vs Buy Calculator

Compare the true long-term cost of renting versus buying a home.

BudgetOpen

Income Tax Estimator

Estimate federal income tax using 2025 US tax brackets with a full bracket breakdown.

TaxOpen

Capital Gains Tax Calculator

Calculate tax on investment gains — short-term and long-term capital gains rates.

TaxOpen

Freelancer Tax Estimator

Estimate self-employment tax and quarterly payment obligations for freelancers.

TaxOpen

Sales Tax Calculator

Calculate sales tax for any US state or a custom rate in either direction.

TaxOpen

VAT Calculator

Add or remove VAT from any amount at any rate.

TaxOpen

Profit Margin Calculator

Calculate gross, operating, and net profit margins from revenue and costs.

BusinessOpen

Break-Even Calculator

Find your break-even point in units and total revenue.

BusinessOpen

Markup Calculator

Calculate selling price, markup amount, and profit margin from cost.

BusinessOpen

Burn Rate Calculator

Calculate startup runway and projected zero-cash date from monthly spend.

BusinessOpen

Business Loan Calculator

Calculate business loan payments, total cost, and effective APR.

BusinessOpen